Your Money .

Your Way .

Hey there! Ready to take control of your finances and make life a little easier? At Sao, we’re all about empowering YOU. Whether it’s saving, spending, or sending money, we’ve got the tools to make it seamless, secure, and oh-so-simple.

Why Choose

We believe your money should work for you, not the other way around. That’s why Sao is:

Simple
Easy-to-use products that fit into your life.
Secure
Your funds and data are safe with us—always.
Everywhere
With agents and merchants all over, Sao goes wherever you go.
Affordable
Transparent pricing and no surprise fees.

HOW DOES Sao WORKS

Optimizing Processes with Smart Automation and Data Insights

SAO (Structured Adaptive Optimization) operates by continuously analyzing data, identifying patterns, and optimizing processes in real time.

1
Topping up with a Sao Agent.
Top Up: Visit a Sao Agent to add money to your wallet or card.
2
Managing funds on the Sao Wallet app.
Manage: Keep track of your money in your Sao Wallet.
3
Paying with a Sao Card at a local store.
Pay or Send: Use your Sao Card for payments or Sao Send to share the love.
4
Sending money through Sao Send.
Repeat: Easy, right?

THE Sao ECOSYSTEM

5 Products, Endless Possibilities

Sao Agent

Your Trusted Local Partner

Sao POS

Empower Your Business

Sao Card

Your All-In-One Payment Solution

Sao POS

Empower Your Business

Sao Card

Your All-In-One Payment Solution

Sao IN ACTION

Empowering Communities

Our team is always on the move, connecting with merchants, agents, and customers to bring Sao closer to you. From training sessions to community activations, we’re making financial services accessible and engaging.

Merchants Onboarded: Our team regularly visits local businesses to set up Sao POS and help merchants unlock the power of digital payments.
Agent Engagements: We’re in your neighborhoods, equipping agents with tools and training to serve you better.
Community Highlights: Whether it’s a market activation or a training event, Sao is building stronger financial networks everywhere.